Dealing with people’s money, like running a restaurant, provides a unique insight into human nature. I wrote about this for several years in a monthly column, NOTES FROM A FINANCIAL PLANNER, published by The Real Estate Magazine. In those years I was constrained by the legal requirements of my profession. Here you will get the unconstrained version. I hosted a financial talk show, MONEY TALKS, on KMFB, a Mendocino radio station. Some of those shows were taped and you might find a few clips posted on this site. Anything and everything having to do with money is fair game. Stay tuned!

Gurus and Geeks

[First published in the Real Estate Magazine, April 1998, revised 2016]   I obtained the following definitions from the American Heritage Dictionary: GEEK:  A carnival performer whose act usually consists of biting the head off a live chicken or snake. GURU:  A... read more


“My predominant feeling is one of gratitude. I have loved and been loved. I have been given much and I have given something in return. Above all, I have been a sentient being, a thinking animal, on this beautiful planet, and that in itself has been an enormous... read more

Steps to Security

  I recently read The Secret Shame of Middle-Class Americans by Neal Gabler.  As someone who has worked for thirty years as a financial adviser, reading the article was both sobering and painful.  It was sobering because it gets to the root of the angst in... read more

The Trolley Problem and The Winter of Our Discontent

The Trolley Problem was first introduced by the British philosopher Phillipa Foot in 1967.  Many versions of this problem have been used to elucidate some tricky issues surrounding morality.  The Sophie’s Choice-like decision that must be made in the Trolley Problem... read more

Jean St. Hill

I met Jean in 1987.  She had a fascinating family history.  Her late husband, Thomas Nast St. Hill, was the grandson of the famous caricaturist and political cartoonist Thomas Nast.  Nast was the creator of our modern version of Santa Claus.  He also created the... read more

Doctor Harold Robinson

My first office as an investment adviser was upstairs in the old Lisbon-Paoli Hotel building.  Doctor Harold Robinson was one of my first clients.  He bounded through the door in his characteristic style with a sly smile on his face and asked how business was going. ... read more