Dealing with people’s money, like running a restaurant, provides a unique insight into human nature. I wrote about this for several years in a monthly column, NOTES FROM A FINANCIAL PLANNER, published by The Real Estate Magazine. In those years I was constrained by the legal requirements of my profession. Here you will get the unconstrained version. I hosted a financial talk show, MONEY TALKS, on KMFB, a Mendocino radio station. Some of those shows were taped and you might find a few clips posted on this site. Anything and everything having to do with money is fair game. Stay tuned!

Cat Fight

  [Click on BLUE links for sources and more information]   Government shutdowns are not a new thing.  Gary Evans over at Global Macro Monitor recently provided an effective short summary with this graph.     It is interesting to observe that the... read more


  [Click on BLUE links for sources and more information]   Just then, Goldilocks woke up and saw the three bears.  She screamed, “Help!”  And she jumped up and ran out of the room.  Goldilocks ran down the stairs, opened the door, and ran away... read more

Eating the Seed Corn

  [Click on BLUE links for sources and more information]   Wise old farmers have long had a saying: Don’t eat your seed corn. In simple terms, it means that every seed that comes through your hands has the potential to either be eaten or planted for... read more

The Rich Get Richer

  [Click on BLUE links for sources and further information]   Billionaire Michael Bloomberg, erstwhile Republican now Independent, has an article out today This Tax Bill Is A Trillion-Dollar Blunder.  It’s a “must-read” for anyone who cares about our... read more

Welcome to the American Kleptocracy

  [Click on BLUE links for sources and more information]   Kleptocracy:   a government or state in which those in power exploit national resources and steal; rule by a thief or thieves.   Damn the torpedoes, full speed ahead.  David Glasgow Farragut... read more

The Greatest Heist in History

  [Click on BLUE links for sources and further information]   Better views of some of the charts and some of the analysis used in this post can be found HERE:  Wage Stagnation in Nine Charts     America can be divided into five income classes:  the... read more

Do We Really Need This Tax Cut? Just Askin’

  [Click on Blue links for sources more information]   NOTE:  Treasury Secretary Steve Mnuchin and his wife celebrate the first batch of dollar bills with his signature in the Feature Picture above.  Mnuchin, who supports the current tax cut, made millions... read more

Trompudo’s Revolution

  [Click on BLUE links for sources or more information]   Philosophers have hitherto only interpreted the world in various ways; the point is to change it.  Karl Marx, Theses on Feuerbach   Progress is not a straight line, there’s going to be moments in... read more

Death and Taxes

  [Click on BLUE link for sources and more information]   Nothing in this world can be said to be certain, except death and taxes. Benjamin Franklin   The only difference between death and taxes is that death doesn’t get worse every time Congress meets.... read more

Inside the Hologram

[Click on the BLUE links for sources and further information]   The Vision of Christ that thou dost see Is my Vision’s Greatest Enemy. Thine has a great hook nose like thine; Mine has a snub nose like to mine. Thine is the friend of All Mankind; Mine speaks in... read more

What is the Economic Impact of Natural Disasters?

  [Click on BLUE LINKS for further information and sources]   It depends on what the meaning of “is” is.  Bill Clinton   [Note: Make sure to read the last paragraph all the way to the bottom.]   Before I was a restaurateur, before I was a financial... read more

What About the Grandkids?

  I grew up in small town America and look back nostalgically at what I now know was a privileged and cherished childhood.  While I lived in a one-parent home and money was tight, I had everything I needed.  In spite of the rural agricultural landscape, I had... read more